Saturday, December 29, 2012

subclass 461 health insurance question

Hi Elynneg - DIAC generally requires health insurance for 461 visa holders if the country of their citizenship (in your case, USA) does not have reciprocal arrangements with Australia - these are counties like the UK and other who have a nationalised healthcare scheme. I have heard of situations where this is not enforced, but that seems to be the exception rather than the rule.

I don't have specific details of the Medibank or Bupa plans, but as the 461 visa is a temporary visa not unlike the 457, I would be surprised if those plans are not acceptable to DIAC. Migration Regulations only require that if this condition is imposed, "The holder must maintain adequate arrangements for health insurance while the holder is in Australia." So no minimum level of specific benefits of health insurance are stipulated. I would call Medibank and/or Bupa on Monday and see if you can speak to someone (rather than relying on their websites and preset visa lists) - I have no doubt they will be ready and willing to sell you health insurance for your 461 visa as they are fierce competitors for providing health cover to visa holders.

Finally, an additional note - make sure you've satisfied all the requirements for the 461 visa - you'll need be a "member of the family unit" of your boyfriend - I assume defacto partnership? You may want to be ready with relationship evidence in that case. And your boyfriend needs to be the holder of a 444 visa (or be eligible for one).

Hope this helps, and good luck with your case!

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Mark Northam
Registered Migration Agent
Northam & Associates
Sydney, Australia
http://mnvisa.com

Source: http://www.australiaforum.com/visas-immigration/17669-subclass-461-health-insurance-question.html

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